Posts

A Dead 2025 and A New-Born 2026 - My Speech

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Wow! And just like that, here we are in 2026. When you realize that in 80–100 years all of us will have departed this earth, you begin to truly appreciate how quickly time passes. I hope 2025 unfolded in the way you envisioned and planned. Even if it didn’t, and I know for most people it didn’t, I want you to be proud of yourself and be gentle with yourself. We cannot figure everything out in a single year, for we are only human. Now that we’ve stepped into 2026, there’s no time to waste. I’ll begin with a review of 2025 and then share how I envisage 2026 to unfold.                      "For vision is clear, but my path, not so much. I must stay disciplined." If there’s one thing I got right about 2025, it was that interest rates would dominate the conversation. Where I missed the mark was in predicting Trump’s vision for America and the impact of DOGE. Pardon my optimism (I tend to be that way by default), but DOGE proved ruthless ...

Inequality - Was This Burden Ours?

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Introduction Growing up, I always wondered why there were things I couldn’t have. Perhaps that was a narcissistic way of looking at life, because it meant I prevented myself from seeing the full picture, a picture rooted in empathy, where you acknowledge what you could have but also understand why you don’t have it. As usual, it’s almost midnight, my best time to reflect, and I’m dwelling on this topic of inequality yet again. I don’t want to ramble. I want this to follow a structure, to show clearly the angles I’m approaching this from. So thank you for tuning in, and I hope it’s worth your time. The Individual I looked at my family, and we don’t look exactly alike. I looked at my village, and everyone is different. Everything and everyone differs in some way height, weight, skin color, strength, beliefs, values, and IQ. For some reason, these differences are often treated as simple or trivial, but in reality, they are anything but. So I pondered: did nature err in its design of us? S...

The Squid Game of Greed and Fear - My Personal Experience

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Hey there, thanks for sliding onto my blog. I don't post often, because I now use this place to put down some thoughts that refuse to leave my mind. It used to be because I wanted to generate some Google AdSense income from people like you coming to read. So, my target was always about retaining readers so they keep coming back to my blog; not anymore, unfortunately. Now let's get to the point.  I recently watched the Squid Game show/movie. Every time I observed participants talk about games and money, my mind would wander between fear and greed. I have talked about fear and greed in a previous post on inequality . When some participants voted to end the games, I knew it was fear driving their decision, and those who voted to continue were being driven by greed. Being someone who trades/invests in markets, I could appreciate another aspect of this show that would otherwise have gone unnoticed. I have had positions go up by thousands of dollars and still lost because I held on...

Gold vs US Treasuries -Central Bank Reserves Crossover - Should you be Worried?

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Have you found yourself wondering what all this talk about central banks holding more gold reserves than US treasuries means? Well, you’re not alone. I did a little digging and just thought I would share what I found. Like Ray Dalio, I had to look back in history for periods when this has happened before. And for that, we would look at the 1970s (Post Bretton Woods) and the 1990s (Pre-1996s Crossover). If seeing is believing, then let’s see this chart. Figure 1. Gold vs U.S. Treasuries historical crossover I may have referenced Google Gemini as a data source, but rest assured, the data comes from a variety of sources such as reuters.com, fxstreet.com, etc. I just couldn’t claim the credits to be honest. 1970s:  So, back in the 1970s, we had a gold rush when the US ceased the convertibility of dollars into gold. What happened was a spike in inflation to as high as 13.5% as many flocked to gold as a hedge against inflation. This was not the only reason for gold accumulation by centra...

My $20 per week Bitcoin Experiment - Why?

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Hey there! And welcome. Have you come again to read what nonsense I have to say? Well then, buckle up and please excuse my grammar. I may have a deep love for statistics and data overall, but statistics has never loved me back. But I'm a slow learner, so I haven't given up on courting statistics yet. That being said, I began June 2024 with an experiment to buy $20 worth of Bitcoin (BTC) every week. Do the math, with Bitcoin at $115,400 per BTC, it appears I'm not such a bad investor after all. Well, that experiment wasn't just because I wanted to see what could happen. No, it was because my theory around Bitcoin sees it going even higher than it is. And I will explain why below and in very simple terms so anyone can understand. The above graph just shows you that $20/week Bitcoin purchases since June 2024 (66 weeks) total $1,320 invested, with approximately 0.01652 BTC accumulated. At the current Bitcoin price of about $115,400 (as of September 15, 2025), my BTC holding...

Capitalism - Should Governments Be Blamed?

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Welcome! I may not sleep soon for the night is young. Scientists tell me I need to sleep more, but I ask myself how I can sleep more in this economy? Even when I do sleep more, the rich accuse me of sleeping while they work their ass off to get where they are. If the rich are not accusing me of being lazy, some politician is trying to get me to play the victim for his vote. Regardless of which forces point at me, I look within like a Chinese monk for the solutions. My body says sleep, my mind says the night is young. My brain cherishes the silence of the night, and tells my fingers to write and my eyes to read. I have to write for the night is young. It is in this silence that my thoughts become coherent. Here we go! The average politician earns more than the average person. In my last post, I pointed to the inequality in the world as a result of humans being greedy and fearful. What motivates most politicians isn't the love for humanity as they would have us believe, but the sheer...

Inequality - Can It Ever Go Away ?

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Sometimes, my mind drifts from one topic to the next like someone aimlessly scrolling on social media. I think there's a lot I can conjure up, and the best way I kind of make sense of it all is to write. Oh! Sorry, I didn't welcome you. So you came to check what nonsense I have to say? Well, I hope to have been worth your time by the end of this.  You see, I have lived in Africa, Europe, and North America. This is not me bragging, but an attempt to show you that I'm writing from my lived experience and not some made-up stuff. Anywhere I have gone, there's been inequality. I have seen people live in affluence and others live in abject poverty. This is true for all societies, regardless of who they are. The fascinating thing about this is that, all through history, the same inequality has existed. We've always had the haves and have-nots. It doesn't matter which ancient empire, socialist, communist, or capitalist society you're looking at. The same damm inequa...